Key strategies

• Establishing an entity (governed by the state or by an authorized non-profit) to provide benefits outside of the traditional employment relationship

• Ensuring benefits include workers compensation, at a minimum, and then using remaining funds to give workers flexibility to choose from a range of the additional benefits through already-established qualified providers

• Funding benefits primarily through payments by contracting entities (including online platforms and other entities that heavily rely on contractors) or by user fees – not (predominantly) by contributions from workers

• Defining clearly the workers to whom the benefits apply and the implications of policies for worker classification decisions under state law

• Supplementing benefits funds with government resources and/or programs, if necessary, to make health insurance, paid time off, and/or retirement savings available to all eligible workers